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* Joseph G. Byrne & Sons Consulting Actuaries Limited, trading as Byrne Actuaries, is regulated by the Central Bank of Ireland. In respect of Actuarial, Investment, Trusteeship and Expert Witness Consultancy, the provision of these services does not require licensing, authorisation or registration with the Central Bank of Ireland. As a result, these services are not covered by the Central Bank’s requirements designed to protect consumers or by a statutory compensation scheme.